So. Disability insurance forms. Why oh why did the bureaucrats get away with omitting the obvious item: a big-arse checkbox at the top of the six pages of paper, saying:
“Is everything EXACTLY THE FUCKING SAME as it was 28 days ago? Y/N”
But no. I must be forcibly reminded at least once a month that I am a patient, not a regular person. I have to dutifully attend my doctor’s surgery with wads of paper, and rearrange my week so I have adequate pre- and post-visit rest, and organise my day to make sure I do nothing else but attend the appointment. Because the insurance company has a stipulation that they will only pay me disability insurance as long as I am “under the treatment of a medical practitioner”. For an untreatable illness. Every time I do this, I have to trade off normal human activities – playing with my kid, sitting up to dinner with my family – so that I can go and sit in a grey waiting-room chair, and waste my doctor’s time, and tick boxes.
Gack, I get sick of this. And they have arranged yet another “IME” for me next month with yet another new doctor. (IME = “independent” medical examination, by a doctor chosen and paid for by the insurance company). Every time I go to one of these, I feel like the company is just holding their breath waiting for me to strike a “non believer” doctor so they can bring my life down around my ears by withdrawing my income.
Why are the gazillion IMEs and massively intrusive insurance examiner reports I’ve had already not enough? I have not had a single IME report in the past suggesting that I’m faking it, or that I’m unmotivated to rehabilitate and return to work when I’m well enough. But for some reason, I must be constantly reminded that “We are ALERT to MALINGERERS, so don’t you even think about getting away with anything, Missy. We’re watching you.”